Is it no fault in parking lots

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Garland

What do you do if you get in an accident in a parking lot

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Huey

Q. Is an accident in a parking lot no fault?

"Parking lot accidents are no fault and you don`t lose points..."

Parking lot accidents are no fault and you don`t lose points. Your insurance is usually not affected because charges are not laid.

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Q. My car got hit in a parking lot in tn is tn a no-fault insurance state like nc is only in parking lots?
in nc where i am from if someone hits you in a parking lot it is no-fault which means that both people cover the cost of their own vehicle regardless of whose fault it is. is that the same in tn?

"Otherwise insurance rates will go up much more..."

Try to deal it out of pocket, otherwise insurance rates will go up much more. You can check how quotes will change here - carinsurance.deep-ice.com

This answer closely relates to:

No fault insurance parking lots

Q. Who is at fault if someone in a parking lot lane backs into someone who is backing out of a parking space?
i was in the lane of a small parking lot today, and was backing up to enter a parking space that was about to free up in front of me. i was checking my left rear corner in my mirror to make sure that someone wasn't driving in behind me, when i collided with a car that was backing out of a parking space near the right rear of my car. i didn't see him, and i assume that he didn't see me, since he had backed out far enough for us to collide. he says that he saw me, automatically assumed that it was my fault, told me he would get an estimate and send me a bill. there were no witnesses that i could find and we didn't call the police. i filed a report with my insurance company, and it is obviously their job to do their own investigation, but i'm just curious about whether or not anyone has any advance knowledge about this kind of situation. this is in los angeles, california.

"Most generally parking lot accidents are filed as "no fault"..."

Most generally parking lot accidents are filed as "no fault"; accidents, and each party is responsible for his or her own, sorry

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Q. My friend rear ended another girl in a parking lot. is it her fault?
my friend rear ended another person in a parking lot because the girl she hit sped up and then slammed on her brakes at the last second. it was not bad cause they were going at a slow speed so the police did not get involved. my friend got a few scratches on her car and the other girl had no damage. was it my friends fault or the girls fault?

"Your friends fault for not leaving enough room to stop..."

Your friends fault for not leaving enough room to stop. Doesn't matter if the other driver slammed on the brakes as it could have been someone jumping in front of the front car she was trying to avoid.

This answer closely relates to:

Q. Who's at fault, parking lot accident?
i was done backing out of my parking spot and ready to shift gears to 'drive' when i turn to my left side to check if there were any pedestrians or cars, and suddenly i see someone's bumper like in my face. i had no reaction time to honk and the guy hit into the driver's side door. i was already waaaay out of my parking spot, my car was straight and ready to go forward. so is he at fault? will my insurance go up? location: my high school parking lot.

you were stationary, he crashed into you, it's his fault.

Q. Who is at fault in this ontario parking lot accident?
alright, so i was slowly driving along the lane through the parking lot, and a lady backed into the side of my car, damaging the right rear door and very edge of the quarter panel by the wheel well. she claims that i "indicated to her that i was going to yield" and said i swerved my car to get out of the way of her backing out. i didn't see her at all, and certainly didn't move to get out of the way. given the position of the damage on my car, and the situation, who is at fault? thanks

"The party backing has the greater duty to look to the rear..."

the party backing has the greater duty to look to the rear. Also points of impact would indicate you were already complete behind her and in what we call the "impact zone". No matter what the impact could not have been avoided.

This answer closely relates to:

Backing up accident who s at fault

Q. Parking lot accident, whose at fault?
i was backing up the other morning, looked both ways and saw nobody was coming. i have back-up sensors as well and there was no indication that anybody was coming. i started to back out, and next thing i know, the sensors were going off like crazy. my left bumper hit a car coming down the road. neither of us saw one another (she stated) and there was no honk or anything. we exchanged information and went on our way. now, she wants to send me her estimates, claiming it was my fault. who is at fault in parking lot accidents? everywhere i have looked said there are "no fault" accidents in parking lots, but i am just curious because neither of us (as she indicated as well) have any idea how this happened, it just happened and we did not see one another. please advise. :)

"If you were backing out of a parking spot and..."

If you were backing out of a parking spot and the other driver was driving through the parking lot then it is your fault, no fault would apply if you were both backing out of parking spaces at the same time and hit each other. Allow the insurance adjusters to divide this out , 9 times out of 10 it is a 50/50 decision where each pays their own damages

Q. Please help! michigan at fault law for parking lot accident?
someone hit my car while it was parked in a lot, but i was not parked in a legal spot. the spot however, is used as if it is a parking spot on a regular basis by other drivers. there was only damage to my car. it happened in michigan. who is at fault?

"You are responsible to insure your own vehicle and..."

MI is a little "screwed up": "Michigan's "No Fault" statute was designed to limit litigation, by shifting the risk of certain losses from automobile accidents to the owner of the vehicle. For example, beyond Michigan's "mini-tort" law, you are responsible to insure your own vehicle and its contents against damage in an accident. If you choose not to insure your vehicle for collision damage, even if you are 100% innocent of blame in an accident, if the other driver is properly insured your ability to recover from the other driver for property damage is limited to a few hundred dollars under the mini-tort statute, MCL 600.3135(3)(e). (This is why the statute is called a "No Fault" statute – you are responsible for certain costs regardless of who is at fault.)" In MI, the other party would certainly have a majority of the fault but if the area you parked in is marked as no parking because it's a dangerous area to be parked, you could share some liability. But as mentioned above, that is pretty much moot.

Q. Parking lot accident - no fault of mine but there are no witnesses and the woman has changed her story?
i was parked in a lot outside a starbucks and drinking coffee when a woman backed into my car damaging the fender. at that point in time she offered to pay for the damages and profusely apologized. however, once it went to the insurance company, she changed her story and said both of us were backing up. i do not have any witnesses. what are my options at this point in time ?

"Your best option is to have your insurance company do the fighting for you..."

Your best option is to have your insurance company do the fighting for you. That is why you pay them premiums. Another option is to sue her in small claims court

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