How do i make a claim on my insurance if i was a passanger in an accident

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Elizbeth

How do i make a claim on my insurance if i was a passanger in an accident?

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Hollis

Q. I was injured last year, can i claim for income replacement benefits?

Yes you can. Aslong as you were working

Theo

Q. I just got in to a car accident what is my first step?

see a family physician right away..

Huey

Q. Is an accident in a parking lot no fault?

Parking lot accidents are no fault and you don`t lose points. Your insurance is usually not affected because charges are not laid.

Q. I got into an accident and it was my friend driving and i am the passanger. i need insurance advice?
i was the passenger when my friend rear ended someone and it has been over a year and some body pain are back,i haven't got the settlement money yet and i hope to find a way to get treatment with out raising my friends insurance because of me filling a claim, i thought i could use my friend's insurance to pay for the medical bills instead of getting a check from the insurance company because the company said there would be a year or so for treatment if pain comes back, any advice would be nice into by passing of hurting my friend's feeling

If your friend was at fault which it sounds he/she was their rates have already been raised. You need to look out for yourself sorry if this sounds cold but facts are facts get those medical bills covered. Best of Luck.

Q. What kind of lawyer would i need to sue an auto insurance company?
i was recently in a car accident... where i was at a dead stop in traffic.. (wrong place.. wrong time) and a woman came out of no where and hit the passanger side of my car. she was young and cute and claims that a "third party driver" ran her off of the road and that forced her to hit us, so the young police officer who wrote up the report did not find her at fault because of this "third party" that could have been a ghost as far as we know.. this person did not actually hit her, so there is no physical evidence of her claim. but because that is what the police report says, of course that is what her insurance company is going by. so her insurance company (geico) is refusing to cover the cost of of my damages, and my insurance company (nationwide) is refusing to do much about it except pay for my damages and raise my rates!! this a bunch of bs. so can i sue geico to try and get them to fork out the money since i did nothing wrong? if so what kind of lawyer do i need?

Any ol' personal injury attorney would do it, or someone with a general practice. You will need to bring a claim against the "young and cute" girl, and then her insurance will likely jump in, unless they deny the claim to her also, but that is not likely. If she was not actually hit, then your claim has some legs, in that she was too close to you to avoid an accident, and therefore she does have fault. I'd call a few attorneys and just ask, they are always willing to give free consultations. Although Police reports are great if they support your cause, they don't necessarily make or break a case.

Q. Third party claims auto insurance claims.?
so about a year and a half ago i was involved in a car accident. i was the passanger in my friends car and we where t-boned as we passed an intersection. the police found it to be "no one at fault", as there was nobody else on the scene and i didn't see anything both drivers said their light was green as they where going through. my lawyer filed a claim and i signed on one part getting $15,000 but they said that my friends insurance would cover the rest as they where going to file a third party claim. my doctor fees are about $20,000 and i need a surgery that is expected to cost around $60,000. the lawyer now called and said the third party claim is denied and i can only get another $15,000 through my friends under insured motorist policy. this is not enough to cover my damages or any sort of punitive restitution that i have lost. i had a suspended license at the time and no coverage for myself. is it possible that his insurance can say they will not cover me even though i had no fault in the situation and have incurred losses.

Try to deal it out of pocket, otherwise insurance rates will go up much more. You can check how quotes will change here - autoinsurance.noneto.com

Q. How many accident claims can you make?
on car insurance within 4 months before they drop you or raise your rates?a lady said my husband hit her car in a parking lot and her passanger claimed injuries,the police and ambulance came and saw the damage was so minor you could have done it with your hand so they just had the two exchange info.we have already filed two claimes in the past 4 months so my husband is really upset but i kind of think this is some kind of fraud case since he felt no impact whatsoever.what do we do? the insurance agents won't answer our question,they say they have to submit the claim first.my husband was pulled through to the parking space in front of him and was attempting to straighten out his truck,backing up at about 1/2 mile per hour( very slowly).the woman said she yelled and honked, she had time to do that but didn't back up.my husband wants to be able to give her the money without insurance involved but don't know how to protect ourselves legally.

If you even think that this may be fraud, you need to report it to your insurance company now, letting them know how you feel. This is your protection. Why would you even take a chance on offering this person anything, who's already saying she's injured? You can make as many claims as you need, although your insurance underwriting department will take a good look at your loss history prior to offering renewal.

Q. Insurance claims and getting contacted by opposing company?
in june of 2007 i had my first ever car accident while backing out of a parking lot. i hit the passanger side door of his car with my front bumber. emediatly after i pulled back in to exchange information. he was extreamly unhelpful in the fact that he 'didn't have his insurance on him and it was at home'. now this gentleman was elderly so i suspect he didn't have insurance as he lived on the saskatchewan side of lloydminster. i took the information i could from him and he was to call me with his insurance info when he got home. i called my insurance company and let them know what happened and they opened the claim and got an adjuster set up. (there was no damage to my vehicle so it was only for this guy) i never herd anything from him until i got a call from the police station telling me i had to make a statement. when i went in i told them who i was and right away they remembered this guy and they weren't to impressed with him. now here is the strange part. they claim was eventually closed due to the adjuster being unable to get information on this client. i started getting wierd letters from sgi (i am ing) stating that there was a claim. now the letters were wierd because i shouldn't have gotten them in the first place. they should be contacting my insurance company not me inspecific. they were also strange because they were so unproffesional. my name was spelt wrong, random periods in sentances, incomplete sentances and really bad puncuation. i got two of these letters and then randomly a year and a half later i get a phone call from sgi wanting to talk to me. does this sound weird to anyone. i was an insurance broker for almost a year and this wasn't the normal procedure. i don't know what to do! thanks guys. i don't beleive it is proper for the insurance company to contact me when they have my complete and full insurance company. sgi is a canadian company that is well known. i religiously pay my insurance fees so that i don't have to deal with the third party company. having worked in insurance i can work though what the company is saying to me but i also know that most people don't understand most of it that is why i don't think it is correct. thanks again.

It does seem a little odd. All correspondence should immediately get forwarded to ING. If anyone from SGI calls again tell them to call your adjuster at ING. If they say no tell them you are too busy to talk and ask for their name and phone number to call them back. If they give it, look up the number for SGI, call a claims manager and ask if that person works there. If they do at least you have some idea that the call is legitimate. If they aren't willing to give you their name/number this should be a huge warning sign that this is fraud. Call the police at that point.

Q. My bf and i got into an accident.... need some help here.?
so, a few days ago my boyfriend drove my car while i was in the passanger seat on our way to one of my friend's picnic; well due to construction work on the hwys there were sudden traffic and my bf couldn't brake in time so we end up rear ending another car. their car had minor scrathes on the back bumper but my car's hood got smashed in moderately bad (it's not too bad) but i will have to replace the grill and hood (or so i believe) so we reported the accident and i made a claim. the accident is our fault so now i'm wondering who's driving record will be affected? due to my bf not having insurance my insurance is going to handle the accident so any idea on how much my premium is going to go up?

It's yours to deal with. When you allow someone to drive your car, since insurance goes with cars and not drivers, you are covering them with your insurance also. Any tickets issued are his, but any increases in your policy as a result of what they paid out will be yours to deal with at renewal time when they re-evaluate the risk factor you present to them.

Q. I got into an accident. the people who hit me didn't have insurance. can i sue them in small claims court?
i got into a car accident. the people who hit me didn't have insurance. they went to the place where the car was towed and turned over the title to the car, because they said they did not have the money to pay for the towing. i drove by there house,(the address was on the police report) just to see how they live. there house is huge! one of the biggest in the brand new neighborhood. the daughter was driving the car that was owned by the mother who was the passanger in the car. so i need to know can i sue her and her mother since she owned the car? i have uninsured motorist but they are not wanting to pay. i got a lawyer to sue for the injury aspect, but i do not have car now, not even a rental car. they are indian from inda or someplace! do they have different laws and rules here? please help!

You need another lawyer...and another insurance company. If you have uninsured motorist protection...that pays for your car to be fixed. You can sue then in small claims....but make sure you keep all your paperwork on cost you have already paid. Tell your insurance company you want you car fixed NOW...but don't sign any release until your injuries are covered. Tell you lawyer to get off his a**....he is the one that is getting paid to recover your losses.

Q. How do i go about handling this accident?
i was the passanger in a company van while waiting at a red light and was struck from behind by another vehicle. the driver of the vehicle gave the officer who was in charge of the case a insurance card but after we received a copy of the police report we called the insurance company to file a claim with them but the insurance company said the insurance had been dropped on the vehicle. so we talked with our boss and she says that workers comp.. is going to handle our case but our boss has unisured motorist insurance with a millon dollar coverage.so how is the best way to handle this situation? the accident it has affected us greatly, we cant get around like we us to,always going through pain and suffering,can't get the proper hours at work because we have to go to the doctor or physical therapy at least three times a week,and when i get off work early to go to these doctor appt. i'm not getting paid for it, i got to use my personal or vacation time. how do i get compensated for this?

I would think it would be through your employer's insurance company. You should keep good records and receipts.

Q. I was in a motorcycle accident .what can i expect.?
i was in a motorcycle accident sunday. i was going straight at about 35 and a woman failed to yield and turned left . i was in the intersection at the time and slammed on my brakes and swerved .. all that. i hit her in the passanger side in the back. it messed up the front of my bike. and bent the front forks. it also broke my tail lights and my back seat . i only had liability and no medical insurance. i went to the hospital and got checked out. they gave me pain meds and offered me a wheel chair. i said nuthin was broke and i walked in so i was goin to walk out. now im supposed to go back to the doc and cant afford it . im going to have to go to the army hospital this weekend. (im in the georgia army national guard). i have been out of work ever since the wreck. and i hurt. i hit my penis on the gas tank and bent the tank. should i claim my sperm count as being low when talking to the insurance company? i am going to have it checked out either way. should i contact a lawyer? how much can expect for pain and suffering and all that? also the handlebars are broken the police report will be ready in the morning

get a lawyer---ask for free consultation i assume a police report was made--you will need a copy

Q. Driveway accident?
i backed my car out to the driveway where i can close the gate, at the time when i stopped moving to shift to parking, a car hit my rear bumper with his front passanger corner. cop came and took report, but didn't say whose fault it is. who is at fault? and because i only have liability insurance, will i have to cover his damage if i am at fault? my insurance agent told me to contact the other's insurance company and file a claim. report the statement that i am at rest while a lost control car hit me. however, he also told me there are some chance, but in most cases like this i will lose. i live in california

Do not claim fault at all.

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